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Happy New Year! We hope you had a relaxing and memorable holiday season spent with family and friends. 

A small property can make a great investment – if you choose the right one. If rising interest rates are impacting your borrowing power, then an apartment or unit could potentially be the most viable investment option.  

When you find a property you want to purchase, there are a lot of things to consider – from building inspections and pest reports to securing a loan.  

A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high.  

The holiday season is here, and so is another rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to 3.1 per cent as inflation shows signs of slowing in October.